Why are Consumers Borrowing Again?
Posted on: Thu, 09/04/2015 - 17:17
The British Bankers Association (BBA) has found that UK consumers are borrowing again. Personal loans and overdraft borrowing went up by 4.4% in February, its fastest growth in 6 years. But why might...
Recreate the Retail Therapy High
Posted on: Thu, 09/04/2015 - 09:25
It’s no secret that going out and buying things cheers us up - some even call it “retail therapy”. However, when money is tight and and credit scores are an issue, shopping really isn’t a sustainable...
Debt Advice Becomes A Priority for the UK
Posted on: Tue, 07/04/2015 - 08:47
Last week PWC published the report Precious Plastic showing that unsecured debt has reached an all time high with the average UK household owing £9,000. The report went further predicting that the...
The Troubles with Price Comparison Websites Are…
Posted on: Wed, 01/04/2015 - 19:51
Last month websites offering energy switching deals had been under steady criticism accused of hiding the best deals available. This post is about what has been going on and why. How Do the Best...
Payday Lenders and Health on the High Street
Posted on: Fri, 27/03/2015 - 17:51
A recent survey conducted by the Royal Society of Public Health (RSPH) has suggested that certain businesses are bad for the nation’s health, and one of those mentioned was high street payday lenders...
Transparency - The Definition of Financial Accountability
Posted on: Thu, 26/03/2015 - 17:13
Recently in the press, transparency has been a hot topic, but what is it? And why does it matter? Generally, being ‘transparent’ means being as clear as possible. In business then, this means being...
£300 + engagement ring buys a happy marriage?
Posted on: Tue, 24/03/2015 - 19:19
An online diamond retailer has conducted a survey of 1,000 women asking them how much their engagement ring cost and whether they were still married. The results suggested that marriages where women...
The Payday Loans Cap and What it Means for You
Posted on: Fri, 20/03/2015 - 15:06
You will probably have heard of the cap on payday loans that came in to force this year, but today we're going to outline what this means in real terms and why we believe that being fair is important...
Lenders must take notice of the Financial Conduct Authority’s challenge.
Posted on: Fri, 20/03/2015 - 14:55
2014 sales figures of new cars in the UK have reached a 10 year high with positive forecasts for 2015. The new car sales figures are returning to pre-recession levels, which is great news for an...
The Global Financial Crisis and Personal Credit Explained
Posted on: Mon, 09/03/2015 - 17:45
Ordinary people are finding it hard to access credit at a fair price because of the “unfair terrain” created by the 2007 Great Financial Crisis (“GFC”), says Daily Mail City Editor Alex Brummer in...
