The fairest loan comparison, whatever your credit history

In 4 easy steps our Smart Search will find you a loan that best suits your situation without affecting your credit score. Compare Loans

Are you a Homeowner?

If so, a Secured Loan may be your cheapest option. Click below to view our Secured Loan comparison table, and find a loan that best suits your individual credit profile. Secured Loans

Looking for a Credit Union Loan? Click Here for more information.

 

 

Here you can find...

  • A Loan that is right for YOU
  • A Fair and Honest Comparison
  • Loans from Responsible Lenders
  • ALL Credit Profiles considered

What our clients say...

“Fairmoney.com offers a wide range of the loan products that will satisfy the needs of most customers. Exceptional service from an exceptional company.”
Stephen Lawrence, Norton Home Loans

Sample Representative Loans*

We have Loans available from £100 to £25,000+ to suit any situation

Good Credit

APR 5.0% – 19.9%

Poor Credit

APR 7.0% –126.2%

Bad Credit

APR 19.2.0% –162.8%

*Lowest current rates from our panel of lenders (based on £4,000 over 24 months)

A “Good Credit” profile usually refers to someone who:

  • Is a home owner or tenant with an average to above average salary.
  • Appears consistently on the voters roll.
  • Has no missed payments or CCJ’s (County Court Judgements).
  • Has held previous loans, credit cards, mortgages etc. and met the payments on time.
  • Has no large outstanding debt (excluding mortgage).

A “Poor Credit” profile usually refers to someone who:

  • Has historic or smaller more recent CCJ’s (County Court Judgements) or defaults.
  • With recent missed credit card or loan payments.
  • Has past or historic mortgage arrears.
  • Has outstanding balances on credit cards and/or multiple loans outstanding.
  • Is not registered on the voters roll.
  • Has little or no credit history.

A “Bad Credit” profile usually refers to someone who:

  • Has CCJ’s (County Court Judgements) or defaults.
  • Has multiple missed credit card or loan payments.
  • Has mortgage arrears.
  • Has large outstanding balances on credit cards and/or multiple loans outstanding.
  • Is not registered on the voters roll.
  • Has little or no credit history.

Credit Score

Profiling yourself using our Smart Search Technology tool will NOT affect your credit rating. You may profile yourself as often as you wish, but you should know that applying for lots of loans can adversely affect your credit score.

Not sure?

If you are in any doubt what your personal profile is, then please choose Option A and let us do the work for you, without affecting your credit record at all. If you apply for a loan that is not right for you, you may even be declined and affect your credit profile adversely.